NOTICE: PRIVACY POLICY UPDATED, EFFECTIVE January 01, 2011


This privacy notice discloses the privacy practices for MoneyResources.org. This privacy notice applies solely to information collected by this web site. It will notify you of the following:

1. What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.

2. What choices are available to you regarding the use of your data.

3. The security procedures in place to protect the misuse of your information.

4. How you can correct any inaccuracies in the information.


All information submitted to MoneyResources.org through this Website remains your property; however, MoneyResources.org will be free to use that information for any lawful purpose as detailed below. This Website contains links to other websites. MoneyResources.org is not responsible for the privacy practices or the content of such sites.


Information collected by MoneyResources.org

MoneyResources.org collects and/or tracks various types of personally identifiable consumer information from you which may include, but is not limited to, the following: Information that you may choose to provide to us when requesting additional information from us or from one or more of our clients through online forms, Name, City, State, Address, Zip Code, Work Phone, Home Phone, Email Address, Social Security Number, Date of Birth, Monthly Income, Bank Account Information and other personal, financial or demographic information. Submitting information to us is voluntary. Please note, if you would like to receive information on a loan-related product from one of our affiliated third party loan providers (Affiliated Loan Providers), you must submit the required information, even if you do not actually enter into a formal application with any Affiliated Loan Provider.

This also includes information about your HTTP transactions with us and our affiliates, information about your transactions with non-affiliated third-parties to whom your information is disclosed by us to fulfill a transaction you request.

MoneyResources.org collects non-personally identifiable consumer via Web traffic information such as IP address, ISP information are collected to help improve our offerings to you.


Web Traffic Collection

We use cookies on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies


Security

Wherever your personally identifiable information may be held within moneyresources.org or on its behalf, we intend to take every precaution to protect our user's information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for https at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Please note that while MoneyResources.org will make every reasonable effort to protect your information, no transmission of data over the Internet is 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk.


Choice/ Opting out

You may choose whether or not to provide personally identifiable information to MoneyResources.org. However, during registration and/or when you submit personally identifiable information to us at the Website, you have opted-in to request that we share your personal information with third parties to receive marketing communications.

When contacted by any of these companies or third parties, you should notify them directly of your choices regarding their use and sharing of your information. If you no longer wish to receive our communications via email, you may opt-out by sending an email to info@moneyresources.org. To have your personal information completely removed from our databases, simply contact us at info@moneyresources.org and provide the name of the service for which information was provided, your full name, mailing address, phone number and email address so that we may identify you in the opt-out process. Once we receive your instruction, we will promptly take corrective action.


How We Use Collected Information

The non-personally identifiable information that MoneyResources.org collects is used for marketing and sales efforts to better target advertisements and other content in an effort to enhance your experience at our Website. We may use your contact information for our own marketing, promotional purposes and to offer you promotional material from our partners. If you elect to provide MoneyResources.org with personally identifiable information, we may utilize such information for marketing purposes, and this use may result in follow-up communications from MoneyResources.org and from our clients. Information collected by us may be added to our databases and used for future e-mails or postal mailings of products and services.


Disclosure of Data to Third Parties

We partner with another party to provide specific services. When the user signs up for these services, we will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services. We may also disclose information to a third party who provides substantially similar services as the original service about which you requested more information. These agents have access to our users' personal information as needed to perform their functions for MoneyResources.org, but we do not permit them to use your personal information for other purposes.

Personally identifiable information you provide as part of an application for a product or service will be used for and/or shared with trusted third parties such as Affiliated Loan Providers and for marketing products and services that you might find of interest. The information we collect may be added to our databases and used for future marketing of new products and services, upcoming events, and/or status of orders and/or loans placed through our website.

We share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.

In addition to the above situations where your information may be shared with others, there is also the possibility that MoneyResources.org, or part(s) of the company, may one day be purchased by, or merged with, another company. In the event of such transaction, the acquiring (or merging) company will have access to all collected personally identifiable information. Finally, MoneyResources.org may share your information as necessary to comply with a court order or to cooperate with government and law enforcement officials.


Third Party Sites

This web site contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information. Because this privacy policy applies only to the MoneyResources.org website it may be different than that of the non-affiliated third-parties to whom your NPPI is disclosed to process the financial product or service you request or authorize. MoneyResources.org is not a lender. We work with Affiliated Loan Providers to find you the best product or service to meet your needs. In these circumstances: you will be redirected to the applicable third party lender's or seller's website after you have completed the application page on our website; we will collect and send your personal information to the respective third party lender or seller in connection with completing your application or purchase from the third party lenders or seller, as applicable; and your application or purchase will subject you to the third party lender's or seller's privacy policy, as applicable. MoneyResources.org urges you to review the privacy policies of every website you visit where you are required to disclose your NPPI to obtain a product or service.


Our Commitment to Children's Privacy

We do not knowingly obtain information from children. Therefore, we never collect or maintain personal information at our website from those whom we know are under the age of 18 years old. The information and services provided by us or our affiliates and advertisers are not intended to be viewed by persons under 18 years old.


Our Contact Information

If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, you can contact us via e-mail info@MoneyResources.org